Automated multimedia data processing network
DC CAFC
First Claim
Patent Images
1. An automated multimedia system for data processing which comprises:
- a computerized installation including a database, means for entering data into said database, and a program means for storing, processing, updating, and retrieving data items in response to coded requests from stations in communication with said installation;
at least one station including a general purpose computer and a program applicable to said computer for sending said requests to said installation;
means for communicating data back and forth between said installation and said station;
said station further including;
a mass memory and means associated therewith for storing and retrieving textual and graphical data;
a video display and means associated therewith for displaying textual and graphical data;
means for entering information into said computer;
means for programming sequences of inquiring messages on said video display in accordance with preset routines and in response to said information;
said sequences including instructions to an operator of said station for operating said station; and
means for selectively and interactively presenting to said operator interrelated textual and graphical data describing a plurality of transaction options, and for selectively retrieving data from said mass memory;
means for storing information, inquiries, and orders for transactions entered by said operator via said means for entering information;
means for transmitting said inquiries and orders to said installation via said means for communicating;
means for receiving data comprising operator-selected information and orders from said installation via said means for communicating; and
means for interactively directing the operation of said computer, video display, data receiving and transmitting means, and mass memory comprising means for holding an operational sequencing list, means for processing said operator-entered information, inquiries, and orders according to backward-chaining and forward-chaining sequences, and means responsive to the status of said computer, display, mass memory, and data receiving and transmitting means for controlling their operation;
said means for processing including means for analyzing said operator-entered information and means, responsive to said means for analyzing, for presenting additional inquiries in response to said operator-entered information;
said computerized installation further including;
means responsive to items received from said station for immediately transmitting selected data retrieved from said database to said station;
means responsive to an order received from said station for updating data in said database including means for correlating to a particular set of data received from said station;
whereby said system can be used by a plurality of entities, each using one of said stations, to exchange data, and to respond to inquiries and orders instantaneously or over a period of time.
0 Assignments
Litigations
1 Petition
Reexaminations
Accused Products
Abstract
A system for filing applications with an institution from a plurality of remote sites, and for automatically processing said applications in response to each applicant'"'"'s credit rating obtained from a credit reporting service comprising a series of self-service terminals remotely linked via a telephone line to a first computer at the institution and to a second computer at the credit reporting service headquarters. Each remote terminal comprises a video screen and a video memory which holds image-and-sound-generating information arranged to simulate the aspect and speech of an application loan officer on the video screen. The simulated loan officer is used to acquire loan request data from the applicant by guiding him through an interactive sequence of inquiries and answers. The system may be utilized as a trading network whereby stations are used by sellers and buyers to place and accept offers for securities, the central installation acting as a central computerized database where all transactions are processed and the various data items stored and automatically updated.
117 Citations
17 Claims
-
1. An automated multimedia system for data processing which comprises:
-
a computerized installation including a database, means for entering data into said database, and a program means for storing, processing, updating, and retrieving data items in response to coded requests from stations in communication with said installation; at least one station including a general purpose computer and a program applicable to said computer for sending said requests to said installation; means for communicating data back and forth between said installation and said station; said station further including; a mass memory and means associated therewith for storing and retrieving textual and graphical data; a video display and means associated therewith for displaying textual and graphical data; means for entering information into said computer; means for programming sequences of inquiring messages on said video display in accordance with preset routines and in response to said information; said sequences including instructions to an operator of said station for operating said station; and means for selectively and interactively presenting to said operator interrelated textual and graphical data describing a plurality of transaction options, and for selectively retrieving data from said mass memory; means for storing information, inquiries, and orders for transactions entered by said operator via said means for entering information; means for transmitting said inquiries and orders to said installation via said means for communicating; means for receiving data comprising operator-selected information and orders from said installation via said means for communicating; and means for interactively directing the operation of said computer, video display, data receiving and transmitting means, and mass memory comprising means for holding an operational sequencing list, means for processing said operator-entered information, inquiries, and orders according to backward-chaining and forward-chaining sequences, and means responsive to the status of said computer, display, mass memory, and data receiving and transmitting means for controlling their operation; said means for processing including means for analyzing said operator-entered information and means, responsive to said means for analyzing, for presenting additional inquiries in response to said operator-entered information; said computerized installation further including; means responsive to items received from said station for immediately transmitting selected data retrieved from said database to said station; means responsive to an order received from said station for updating data in said database including means for correlating to a particular set of data received from said station; whereby said system can be used by a plurality of entities, each using one of said stations, to exchange data, and to respond to inquiries and orders instantaneously or over a period of time. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. An automated multimedia system for data processing for delivering information on request to at least one user, which comprises:
-
at least one computerized station; means for accepting and processing an user'"'"'s entry according to backward-chaining and forward-chaining sequences, including; means for analyzing and for combining an user'"'"'s entry with a set of stored data, and means, responsive to said means for analyzing and for combining, for formulating a query and outputting said query to said user; and means for delivering information to said user. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15)
-
-
16. An automated multimedia data processing system which comprises:
-
at least two computerized stations, each including; at least one access means; a mass memory and a database stored in said mass memory; means for storing, processing, updating, and retrieving data; program means for controlling said storing, processing, updating, and retrieving data means in response to coded requests entered on said access means; means, associated with said mass memory, for storing and retrieving textual and graphical data; means for processing interrelated textual and graphical data describing a plurality of transaction options, and for selectively retrieving data from said mass memory;
interrelated textual and graphical data stored in said mass memory, and accessible through interrelated textual and graphical access path means;means for accepting and processing said requests according to backward-chaining and forward-chaining sequences; means responsive to said coded requests for automatically displaying selected data; means for interactively directing the operation of said various means, and of said mass memory, said means for directing comprising means for holding an operational sequencing list and means responsive to the status of said mass memory, and said various means, for controlling their operations. - View Dependent Claims (17)
-
Specification
-
- Resources
Litigation Campaign Assessment
Thank you for your request. You will receive a custom alert email when the Litigation Campaign Assessment is available.
×
Litigation Data
-
Current AssigneeLawrence B. Lockwood
-
Original AssigneeLawrence B. Lockwood
-
InventorsLockwood, Lawrence B.
-
Primary Examiner(s)Bradley, P. Austin
-
Assistant Examiner(s)Chung-Trans, X.
-
Application NumberUS08/418,772Time in Patent Office3,987 DaysField of Search235/381, 235/380, 235/379, 705/35US Class Current705/35CPC Class CodesG06Q 40/00 Finance; Insurance; Tax str...
