Automated transaction machine
DC CAFC
First Claim
Patent Images
1. An integrated banking and transaction machine for use by a consumer to purchase access to retail ATM services, comprising:
- an automated teller machine;
a user interface to the automated teller machine;
means for identifying the user to the automated teller machine, further comprising a smart card/magnetic stripe reader/encoder and a sensor;
an Internet interface to an Internet connection to the automated teller machine that uses encryption services and security services to provide the user access to the user interface and retail ATM service; and
access to the automated teller machine user interface whereupon the consumer may selectively dispense currency using the integrated banking and transaction machine providing the retail ATM service;
wherein the consumer can purchase access to the retail ATM service through use of the user interface and Internet services connections.
1 Assignment
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Abstract
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.
395 Citations
16 Claims
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1. An integrated banking and transaction machine for use by a consumer to purchase access to retail ATM services, comprising:
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an automated teller machine; a user interface to the automated teller machine; means for identifying the user to the automated teller machine, further comprising a smart card/magnetic stripe reader/encoder and a sensor; an Internet interface to an Internet connection to the automated teller machine that uses encryption services and security services to provide the user access to the user interface and retail ATM service; and access to the automated teller machine user interface whereupon the consumer may selectively dispense currency using the integrated banking and transaction machine providing the retail ATM service; wherein the consumer can purchase access to the retail ATM service through use of the user interface and Internet services connections. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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Specification
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Litigation Data
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Current AssigneeTransaction Holdings Ltd LLC
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Original AssigneeTransaction Holdings Ltd LLC
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InventorsBarcelou, David M.
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Primary Examiner(s)Le, Thien M
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Application NumberUS11/981,920Publication NumberTime in Patent Office657 DaysField of Search235/379, 235/380, 235/382, 235/382.5, 235/375, 235/383, 235/486, 235/487, 235/492, 705/40, 705/43US Class Current235/379CPC Class CodesG06Q 20/102 Bill distribution or paymentsG06Q 20/1085 involving automatic teller ...G06Q 20/18 involving self-service term...G06Q 20/40 Authorisation, e.g. identif...G06Q 30/06 Buying, selling or leasing ...G07F 17/0014 for vending, access and use...G07F 17/32 for games, toys, sports, or...G07F 17/3255 Incentive, loyalty and/or p...G07F 19/20 Automatic teller machines [...G07F 19/201 Accessories of ATMsG07F 19/206 Software aspects at ATMs
