Method and system for generating personal/individual health records

1. An electronic health record system server for use with a patient enrolled in a health plan of a payor, wherein the health plan covers at least a portion of the cost of the patient when a patient undergoes encounters with a plurality of health care providers regarding a health related issue of the patient, wherein under the plan the health care providers request payment for at least a portion of the cost for the encounters from the payor, wherein the plan requires the health care providers to submit health related information of the patient to the payor to support the cost of encounters with the patient, the electronic health record system server comprising:

• a memory for storing instructions and data associated with an electronic health record of the patient; and
  
  a processor configured to execute the instructions, wherein the instructions cause the processor to perform the steps comprising;
  
  (a) transferring payor claims data of the patient to the electronic health record system server;
  
  (b) analyzing said payor claims data to determine which portion of said payor claims data concerning the patient is encounter data comprising at least one of a diagnosis or a treatment or a medication or a procedure or a history of office visits of the patient with one or more of the health care providers;
  
  (c) populating the electronic health record of the patient by storing one or more entries into the electronic health record of the patient based on the encounter data, wherein population of at least a portion of the entries in the electronic health record of the patient is encounter data extracted from the payor claims data;
  
  (d) organizing the electronic health record by associating together one or more entries in the electronic health record of the patient that are related; and
  
  (e) providing electronic access to at least one health care provider of the patient to view the electronic health record of the patient.