Real-time replenishment with electronic confirmation for sale of prepaid long distance

1. A method of real-time replenishment with electronic confirmation in the sale of prepaid long distance, comprising:

• receiving a phone number to a computer-based server;
  
  receiving a monetary amount to the server;
  
  receiving to the server an indication of whether an increase or decrease to a balance amount is requested;
  
  comparing the phone number to a stored list of registered phone numbers, each registered phone number having a unique pin and a balance amount;
  
  wherein said pin is said phone number;
  
  creating a new pin, responsive to the comparison not resulting in a match and receiving the indication that an increase to the balance amount has been requested;
  
  increasing the balance amount by the monetary amount, responsive to receiving the indication that an increase to the balance amount has been requested;
  
  decreasing the balance amount by the monetary amount, responsive to receiving the indication that a decrease to the balance has been requested;
  
  indicating an error responsive to receiving the indication that a decrease to the balance has been requested and the comparison not resulting in a match andsending a request through the server, the request containing the phone number and a SMS message to be sent to the phone number;
  
  said SMS message containing an access phone number;
  
  wherein said access phone number is for use in the prepaid long distance.