ELECTRONIC FUND TRANSFER OR TRANSACTION SYSTEM
First Claim
1. A point-of-sale terminal comprising:
- a financial information reader configured to receive financial information from a card associated with an account, in connection with requesting authorization of a purchase transaction;
an input device configured to receive a request for a select cash amount in excess of an amount of the purchase transaction; and
a control system configured to request authorization for payment of the amount of the purchase transaction and the select cash amount on the account.
5 Assignments
0 Petitions
Accused Products
Abstract
A point-of-sale terminal is provided that includes a financial information reader. The financial information reader is configured to read and receive financial information from a card, such as a debit or credit card, which is associated with at least one account. The point-of-sale terminal further includes an input device, which is configured to receive a request for a select cash amount in excess of an amount of the purchase transaction. The point-of-sale terminal next includes a control system, which is configured to request authorization for payment of the amount of the purchase transaction and the select cash amount on the account. The financial information reader is configured to read and receive the financial information form the card in connection with the request for authorization.
93 Citations
18 Claims
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1. A point-of-sale terminal comprising:
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a financial information reader configured to receive financial information from a card associated with an account, in connection with requesting authorization of a purchase transaction; an input device configured to receive a request for a select cash amount in excess of an amount of the purchase transaction; and a control system configured to request authorization for payment of the amount of the purchase transaction and the select cash amount on the account. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A point-of-sale terminal comprising:
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a display; a communication device configured to receive user defined transaction information, the transaction information comprising at least one of user defined transactions or user defined transaction parameters; and a controller device configured to connect to the display and configured to connect to a register that is configured to conduct a purchase transaction, wherein the controller device is further configured to display a graphical interface on the display comprising transaction choices from the user defined transaction information for the purchase transaction. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A point-of-sale terminal comprising:
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a biometric device configured to acquire first biometric information; and a controller device configured to connect to the display and configured to connect to a register that is configured to conduct a purchase transaction, the controller device configured to; receive first biometric information from the biometric device; request that a storage device be searched for second biometric information that matches the first biometric information; retrieve financial information for an account associated with the second biometric information; request authorization of payment of an amount of the purchase transaction and a selected cash amount in excess of the purchase transaction on the account - View Dependent Claims (14, 15, 16, 17, 18)
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Specification
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- Resources
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Current AssigneeMillennium Commerce, LLC (Dominion Harbor Enterprises, LLC)
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Original AssigneeArigern Capital LLC (Intellectual Ventures LLC)
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InventorsGatto, James G.
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Granted Patent
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Time in Patent OfficeDays
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Field of Search
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US Class Current235/379
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CPC Class CodesG06Q 20/10 specially adapted for elect...G06Q 20/18 involving self-service term...G07F 19/20 Automatic teller machines [...
